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Mortgage Loans in Athens, GA

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

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All about Athens, GA

Athens, officially Athens–Clarke County, is a consolidated city–county and college town in the U.S. state of Georgia. Athens lies about 70 miles (110 kilometers) northeast of downtown Atlanta, and is a satellite city of the capital. The University of Georgia, the state’s flagship public university and an R1 research institution, is in Athens and contributed to its initial growth. In 1991, after a vote the preceding year, the original City of Athens abandoned its charter to form a unified government with Clarke County, referred to jointly as Athens–Clarke County.

As of 2020, the U.S. Census Bureau‘s population of the consolidated city-county (all of Clarke County except Winterville and a portion of Bogart) was 127,315. Athens is the sixth-largest city in Georgia, and the principal city of the Athens metropolitan area, which had a 2020 population of 215,415, according to the U.S. Census Bureau. Metropolitan Athens is a component of the larger Atlanta–Athens–Clarke County–Sandy Springs Combined Statistical Area.

Source: https://en.wikipedia.org/wiki/Athens,_Georgia

History of Athens, GA

By the centennial in 1901, Athens had experienced a century of development and growth. A new city hall was completed in 1904. An African-American middle class and the professional class grew around the corner of Washington and Hull Streets, known as the “Hot Corner”, where the Morton Building was constructed in 1910. The theater at the Morton Building hosted movies and performances by black musicians such as Louis ArmstrongCab Calloway, and Duke Ellington. In 1907 aviation pioneer Ben T. Epps became Georgia’s first pilot on a hill outside town that would become the Athens-Ben Epps Airport.

The last, and perhaps only, lynching in Athens occurred on February 16, 1921, when a mob of 3,000 people attacked the Athens courthouse and carried off John Lee Eberhart. Eberhart had been arrested for the murder of his employer, Ida D. Lee, with a shotgun in Oconee County. That night he was driven back to the Lee farm where a mock trial was held. Though he refused to confess, he was tied to a stake and burned to death. The lynching received widespread attention.

During World War II, the U.S. Navy built new buildings and paved runways to serve as a training facility for naval pilots. In 1954, the U.S. Navy chose Athens as the site for the Navy Supply Corps school. The school was in Normaltown in the buildings of the old Normal School. It closed in 2011 under the Base Realignment and Closure process. The 56-acre (23-hectare) site is now home to the University of Georgia/Medical College of Georgia Medical Partnership, the University of Georgia College of Public Health, and other health-related programs

In 1961, Athens witnessed part of the civil rights movement when Charlayne Hunter and Hamilton Holmes became the first two black students to enter the University of Georgia. Despite the Brown vs. Board of Education Supreme Court ruling in 1954, the Athens–Clarke County school district remained segregated until 1964.

Source: https://en.wikipedia.org/wiki/Athens,_Georgia

Geography and Demographics of Athens, GA

According to the United States Census Bureau, the balance has a total area of 118.2 square miles (306.1 km2), of which 117.8 square miles (305.1 km2) is land and 0.5 square miles (1.3 km2) (0.41%) is water.

Athens lies within the humid subtropical climate zone, with hot, humid summers and mild to moderately cold winters. Annual rainfall averages 49.7 inches (1,260 mm). Light to moderate snowfall can occur in winter. In the spring, frequent thunderstorms can sometimes become severe, even producing tornadoes. The city itself sits on a series of anomalous hills, unique to the Piedmont region.

As of the 2020 United States census, there were 127,315 people, 51,640 households, and 23,615 families residing in the city.

2010 census

As of the census of 2010, there were 100,266 people, 39,239 households, and 19,344 families residing in the city. The population density was 851.5 inhabitants per square mile (328.8/km2). There were 41,633 housing units at an average density of 353.6 per square mile (136.5/km2). The racial makeup of the city was 64.71% White, 27.37% Black or African American, 0.21% Native American, 3.15% Asian, 0.04% Pacific Islander, 3.11% from other races, and 1.41% from two or more races. Hispanic or Latino of any race were 6.39% of the population.

The large population increase from 1990 to 2000 reflects the altered boundaries that came with the consolidation of Athens and Clarke County, not just the influx of new residents.

Source: https://en.wikipedia.org/wiki/Athens,_Georgia

Pyper Macloskie Mortgage

Pyper Macloskie

Loan Officer  //  NMLS #926801

Since 2001 Pyper has been delivering excellent service to her clients. Pyper started in 2001 as a scheduler and has served in numerous positions within the mortgage industry. From processing to closing to originating, she has excelled. With the can-do approach on every loan file, her specialty is finding the right loan program to fit the borrowers needs to make sure they find their way home.

pypermacloskie@silvertonmortgage.com(678) 725-8076
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Pyper Macloskie Mortgage

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