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Mortgage Loans in Gainesville, GA

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

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All about Gainesville, GA

The city of Gainesville is the county seat of Hall CountyGeorgiaUnited States. As of the 2020 census, the city had a population of 42,296. Because of its large number of poultry processing plants, it is often called the “Poultry Capital of the World.” Gainesville is the principal city of, and is included in, the Gainesville, Georgia Metropolitan Statistical Area, which is included in the AtlantaSandy Springs-Gainesville, Georgia Combined Statistical Area.

Source: https://en.wikipedia.org/wiki/Gainesville,_Georgia

History of Gainesville, GA

Gainesville was established as “Mule Camp Springs” by European-American settlers in the early 1800s. Less than three years after the organization of Hall County on December 15, 1818, Mule Camp Springs was renamed “Gainesville” on April 21, 1821. It was named in honor of General Edmund P. Gaines, a hero of the War of 1812 and a noted military surveyor and road-builder. Gainesville was selected to be the county seat and chartered by the Georgia General Assembly on November 30, 1821.

gold rush that began in nearby Lumpkin County in the 1830s resulted in an increase in the number of settlers and the beginning of a business community. In the middle of the 19th century, Gainesville had two important events. In 1849, it became established as a resort center, with people attracted to the springs. In 1851, much of the small city was destroyed by fire.

Gainesville gained accreditation of its Parks and Recreation Department in 2001. This was the third department in the state to be accredited. The Lakeside water treatment plant opened in 2002. The city has sponsored new social activities, including the Spring Chicken Festival in 2003, the Art in the Square gathering in 2004, and “Dredgefest” in 2008.

2008 saw the reopening of the Fair Street Neighborhood Center, the reopening of the Linwood Water Reclamation Facility Grand, and the completion of the Longwood Park Fishing Pier.

On January 28, 2021, a poultry plant in Gainesville leaked liquid nitrogen killing 6 and hospitalizing 12.

Source: https://en.wikipedia.org/wiki/Gainesville,_Georgia

Geography and Demographics of Gainesville, GA

Gainesville is located in central Hall County at 34°18′16″N 83°50′2″W (34.304490, -83.833897). It is bordered to the southwest by the city of OakwoodInterstate 985/U.S. Route 23 passes through the southern part of the city, leading southwest 54 miles (87 km) to Atlanta and northeast 23 miles (37 km) to Baldwin and CorneliaU.S. Route 129 runs through the east side of the city, leading north 24 miles (39 km) to Cleveland and southeast 21 miles (34 km) to Jefferson.

According to the United States Census Bureau, the city has a total area of 33.9 square miles (87.7 km2), of which 31.9 square miles (82.7 km2) are land and 1.9 square miles (5.0 km2), or 5.75%, are water.

As of the 2020 United States census, there were 42,296 people, 13,314 households, and 8,796 families residing in the city.

2010 census

As of the census of 2010, there were 33,804 people, 11,273 households, and 7,165 families residing in the city. The population density was 1.161.6 people per square mile (450.7/km2). There were 12,967 housing units at an average density of 445.6 per square mile (172.0/km2). The racial makeup of the city was 54.2% White, 15.2% African American, 0.6% Native American, 3.2% Asian, 0.2% Pacific Islander, 23.4% from other races, and 3.2% from two or more races. Hispanic or Latino of any race were 41.6% of the population.

There were 11,273 households, out of which 30.3% had children under the age of 18 living with them, 39.3% were married couples living together, 18.2% had a female householder with no husband present, and 36.4% were non-families. 28.9% of all households were made up of individuals, and 3.64% had someone living alone who was 65 years of age or older. The average household size was 2.85 and the average family size was 3.55.

Source: https://en.wikipedia.org/wiki/Gainesville,_Georgia

Pyper Macloskie Mortgage

Pyper Macloskie

Loan Officer  //  NMLS #926801

Since 2001 Pyper has been delivering excellent service to her clients. Pyper started in 2001 as a scheduler and has served in numerous positions within the mortgage industry. From processing to closing to originating, she has excelled. With the can-do approach on every loan file, her specialty is finding the right loan program to fit the borrowers needs to make sure they find their way home.

pypermacloskie@silvertonmortgage.com(678) 725-8076
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Pyper Macloskie Mortgage

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