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Mortgage Loans in Lawrenceville, GA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

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All about Lawrenceville, GA

Lawrenceville is a city in and the county seat of Gwinnett CountyGeorgia, United States. It is a suburb of Atlanta, located approximately 30 miles (50 km) northeast of downtown. As of the 2020 census, the population of Lawrenceville was 30,629. In 2019, the U.S. Census Bureau estimated the city population to be 30,834. Lawrenceville has six ZIP codes (30042-30046, 30049), and it is part of the 678/770/404 telephone area code, which is used throughout metropolitan Atlanta.

Source: https://en.wikipedia.org/wiki/Lawrenceville,_Georgia

History of Lawrenceville, GA

Lawrenceville was incorporated by an act of the Georgia General Assembly on December 15, 1821. This makes Lawrenceville the second oldest city in the metropolitan Atlanta area. The city is named after Commodore James Lawrence, commander of the frigate Chesapeake during the War of 1812. Lawrence, a native of New Jersey, is probably best known today for his dying command, “Don’t give up the ship!” William Maltbie, the town’s first postmaster, suggested the name of “Lawrenceville.”

In 1821, a permanent site for the county courthouse was selected and purchased, the four streets bordering the square were laid out along with other streets in the village, and a public well was dug. Major Grace built the first permanent courthouse, a brick structure, in 1823–24 for a cost of $4,000. The courthouse presently on the square was constructed in 1885.

During the Civil War, Gwinnett County voted against secession. The county seat of Lawrenceville sent three delegates who unanimously voted against it. This was due to a low slave population with a ratio of 4 whites to 1 slave. Lawrenceville helped contribute to the Confederate war effort. The Lawrenceville Manufacturing Company, a cotton mill built in the 1850s, produced completed textile products such as uniforms. Although Lawrenceville would see no battles throughout the war, the city would be targeted by General Sherman’s famous March to the Sea, falling to frequent raids. The Lawrenceville Manufacturing Company would be burned down by Union soldiers, causing a serious blow to the city’s commercial sector. By the end of the war, half of the wealth of Lawrenceville was lost by the Civil War.

Lawrenceville was one of many venues in the nation where Hustler magazine publisher Larry Flynt faced obscenity charges in the late 1970s. On March 6, 1978, during a lunch break in his Lawrenceville trial, he and his local attorney Gene Reeves were shot by a sniper near the courthouse. Both survived, though Flynt was seriously disabled. Years later, imprisoned serial killer Joseph Paul Franklin claimed to have been the shooter, but he never produced any proof and was not charged in the case. (Franklin was executed in 2013 in Missouri for a 1977 sniper slaying.) A heavily fictionalized treatment of the Flynt shooting can be seen in the 1996 movie The People vs. Larry Flynt.

Since 1988, Lawrenceville has been the headquarters of the Presbyterian Church in America.

Source: https://en.wikipedia.org/wiki/Lawrenceville,_Georgia

Geography and Demographics of Lawrenceville, GA

Lawrenceville is located in central Gwinnett County at 33°57′11″N 83°59′33″W (33.953052, −83.992469). According to the United States Census Bureau, the city has a total area of 13.5 square miles (35.0 km2), of which 13.4 square miles (34.7 km2) is land and 0.1 square miles (0.3 km2), or 0.83%, is water.

Nearby cities are Dacula to the east, Buford to the north, Suwanee to the north-northwest, Duluth to the northwest, Norcross to the west, Lilburn to the southwest, Snellville to the south, and Grayson to the southeast.

As of the 2020 United States census, there were 30,629 people, 10,524 households, and 7,071 families residing in the city.

2010 census

As of 2010 Census, Lawrenceville had a population of 28,546. The median age was 32.4. The racial composition of the population was 48.0% white, 32.0% black or African American, 0.6% Native American, 1.1% Asian Indian, 4.7% other Asian, 10.3% from some other race, and 3.4% from two or more races. 22.3% of the population was Hispanic or Latino of any race.

In the city, the population was spread out, with 26.4% under the age of 18, 11.0% from 18 to 24, 35.3% from 25 to 44, 18.2% from 45 to 64, and 9.1% who were 65 years of age or older. The median age was 32 years. For every 100 females, there were 105.1 males. For every 100 females age 18 and over, there were 103.9 males.

The median income for a household in the city was $32,779, and the median income for a family was $38,557. Males had a median income of $27,263 versus $24,903 for females. The per capita income for the city was $18,649. About 28.7% of families and 40.5% of the population were below the poverty line, including 16.0% of those under age 18 and 11.9% of those age 65 or over.

Source: https://en.wikipedia.org/wiki/Lawrenceville,_Georgia

Pyper Macloskie Mortgage

Pyper Macloskie

Loan Officer  //  NMLS #926801

Since 2001 Pyper has been delivering excellent service to her clients. Pyper started in 2001 as a scheduler and has served in numerous positions within the mortgage industry. From processing to closing to originating, she has excelled. With the can-do approach on every loan file, her specialty is finding the right loan program to fit the borrowers needs to make sure they find their way home.

pypermacloskie@silvertonmortgage.com(678) 725-8076
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